Showing posts with label Loan. Show all posts
Showing posts with label Loan. Show all posts

3/6/13

Growing Through Life

A few years ago, if you would have told me that my first house would be in this state, this city, I would have told you well... probably something not very nice. Even though my heart will always be in Jackson, Wyoming. I am trying not to be too crabby about it. 

Crabs are for eating, not for being. (or having but, thats another issue all together - ew!)

After 6 months of living in our house and 10 months after we started this project, we have finally been able to convert to our permanent loan. Just a few days ago we made our first true mortgage payment (at least in my mind as previously, we had been making payments to our construction loan). 

So, this bad boy, the property, the finished product, belongs to us. 


It may not look like much to some. Heck, it may look like a castle to others. What really matters is that H and I well, we like it a latte! 


10/23/12

Tying Up The Loose Ends

It's been a while since I've talked about the house so, you probably think that chapter of this book is closed. But, there are still some loose ends around here that need to be tied up before the house is 100% completed.

We're still having the issue with the power as you read about here

We currently have one out of two signatures needed in order for our neighbors to grant us an easement to run the power lines over their property. The problem being that none of the residents in the homes on our side of the street are the owners. So, getting ahold of the property owner is proving quite complicated. Getting them to sign this d*mn piece of paper is even harder. 

What is a priority to us is not to these people. 


Those wires hanging off of the side of our house...
... need to be hooked up to this utility pole.


Once that final signature has been obtained then the local power company, BGE, can come hook up our "for real" power. Currently, we are using some "not for real" power -huh? Yeah, I'm not sure either. All I know is that Mr. C suggested for us not to run every appliance at once while every light is on for an extended period of time.

Some of the other things that needed to be completed include:

  • Install our address on the transom above the front door. (so, none of you get lost trying to find our house when you come visit) 


  • Install the remaining light fixtures; the bathrooms have temporary lights. This is because our permanent fixtures weren't on site yet and we needed to pass an inspection to live here.

  • Ensure Charm City converts our property from 2 to 1. (so we only pay taxes on ONE!)
  • Appraisal
  • Convert to our permanent loan
Things once happened so quickly around here, now they seem to be moving much slowwwer. We're hoping to be finished with this whole shebang by the end of the month. But, I am losing that faith as this month seems to be flying by. Maybe November will bring us a little luck. 

Regardless, my fingers are crossed that it's soon!


Despite this frustrating last leg of the project, we still love this sweet lil brick row house of ours.